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Writer's pictureRichard Lipscombe

Restructure your life..


Restructure to survive [inflation] and thrive [deflation]

YOU can restructure your affairs in ways that ensure you can survive today's inflation and go forward in ways that prepare YOU to thrive with deflation [see photo]. The best way to achieve both goals is as a minimalist but that decision rests with YOU - see minimal-you.com


Restructuring your life to cope with inflation requires YOU to shed debt, lower day-to-day expenses, substitute quality for quantity, reduce energy consumption, increase cash flow, sell all your flimflam, and minimise the complexity in your lifestyle. Most of YOU will struggle to do that; and so, this next decade will be a struggle for YOU.


Inflation is like COVID-19 in that it will affect each of YOU in very different ways. BUT... It is important to remember that none of YOU are immune from the impact of inflation. The truth is that some will be devastated by it. For YOU to avoid that fate it will require some changes to lifestyle. To avoid the worst impacts of inflation; YOU must reduce your overall levels of indebtedness. Carry less debt into the next economic cycle [featuring deflation] and thrive.


It is time for YOU to prepare for the deflationary cycle that is coming. It is deflation, not inflation, that YOU must be prepare for right now. One way to do that is to avoid making any large purchases right now. When deflation comes the options available to YOU on big ticket commitments will be so much clearer and so much better. Deflation is the economic cleanser that will be required to clean up the mess left by this current inflationary period.


Richard.

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